Grow Your Money With US
Whats Private Lending
A private money loan is a loan that is given to a real estate investor, secured by real estate. Private money investors are given a first or second mortgage that secures their legal interest in the property and secures their investment. When we have isolated a home that is well under market value, we give our private lenders an opportunity to fund the purchase and rehab of the home. Through that process, the lender can yield extremely high interest rates – 4 or 5 times the rates you can get on bank CD’s and other traditional investment plans.
Essentially, private money lending is your opportunity to become the bank, reaping the profits just like a bank would. It’s a great way to generate cash flow and produce a predictable income stream - while at the same time, provide excellent security and safety for your principle investment. You can do what the banks have been doing for years…make a profitable return on investments backed by real estate. There is no other investment vehicle like it.
What’s in it for you?
· Safe investment secured by real estate
· High returns on your money
· A predictable income stream because rates fluctuate very little
· No management costs
· No daily headaches with managing contractors
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About Us
How the Process Works
The process is simple. We find an extremely undervalued property we want to purchase - and once you give us the green light, we borrow the funds from you to purchase and renovate the property. At closing, you receive a mortgage on the home along with other important documents. Next stage is the property renovation.
Once the renovations are complete (typically 3-6 months depending on the size of the project), we’ll list and sell the property. When it’s time for closing, you’ll receive your principle plus 10% interest payment.
It’s just that simple! The goal is to keep turning that money for you and keep you making substantial profits so you keep coming back to us – building a long term mutually beneficial relationship.
Why Private Lending is So Compelling
- · Passive income (minimal time involved)
- · No dealing with tenants
- · No manual labor renovating properties
- · No dealing with unscrupulous contractors
- · Short-term use of lenders money
- · Sense of security that money will be coming back soon
- · Secure collateral position in marketable and liquid real estate
- · Borrowers do the HARD WORK of finding the collateral
- · Borrowers put THEIR MONEY into lender's collateral
- · Borrowers put THEIR TIME and LABOR into lender's collateral
- · Borrower takes majority of the risk
- · If lender must foreclose, lender makes even more money
- · Multiple loans can be made at one time
- · It is easy and clean work
- · Huge annual industry business loan volume
- · You make money while you are sleeping
- · It improves the golf game by allowing more play time
- · Profits can be tax free
- · It is PROFITABLE with no cap on earnings
Grow Your Money With US
We Follow A Strict Due Diligence Process
We have a systematic and disciplined approach when purchasing investment properties, putting each potential investment through a strict due diligence process. This rigorous set of criteria includes, but is not limited to, the following:
· Comparable property analysis and examination by an certified, independent appraiser
· An economic study of the neighborhood, city planning and development
· Demographics of area, marketability, and growth potential
· Statistics on the crime rate
· Public transportation and schools
· Overall condition of the property, including heating and air, plumbing, electrical, roof and structural condition
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Our Business Strategy
· We purchase distressed residential properties 30%-50% below current market value
· We purchase, renovate and sell these properties to retail buyers and landlords
About Us
Investment Terms & Conditions
· Minimum Investment - $50,000
· Interest Rate – 10% on average
· Payment Schedule – paid monthly on the 1stof the month
· Mortgage Terms – 12 months (projects usually completed in 3 to 6 months)
· Return of Principal and Interest – paid back at closing
· 1st or 2nd Lien position
· Option to renew
· All documents recorded
Closing Process
Each property we acquire is put through a rigorous evaluation process in order to assess the profitability before the property is ever purchased. “lntegrity" is an essential part of our business, and we only make sound investment decisions.
Sources of Funding for Private Lenders
· Cash
· Home Equity Line
· Personal & Business Lines of Credit
· Retirement Accounts
· Liquidated Securities & Investments